Banking Vocabulary Worksheet

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NameDateMade at homeroomtools.comDraw a line from each one on the left to its partner on the right.Banking vocabularybankaccountdepositwithdrawalbalanceinterestsavings accountchecking accountloantellercashchecka written order that tells a bankto pay someonean amount of money removedfrom an accountan account for keeping moneyover time, with interestan amount of money added to anaccountmoney lent to someone whoagrees to return ita customer's money at a bank,and the record of itan account from which the ownerpays by check or cardcoins and paper bills, not cards orchecksa bank clerk who handles cash forcustomersextra money paid to a lender orearned by a savera company that holds money forpeople and lends itthe amount an account holds at agiven moment
NameDateMade at homeroomtools.comDraw a line from each one on the left to its partner on the right.Banking vocabularyAnswer keybankaccountdepositwithdrawalbalanceinterestsavings accountchecking accountloantellercashchecka written order that tells a bankto pay someonean amount of money removedfrom an accountan account for keeping moneyover time, with interestan amount of money added to anaccountmoney lent to someone whoagrees to return ita customer's money at a bank,and the record of itan account from which the ownerpays by check or cardcoins and paper bills, not cards orchecksa bank clerk who handles cash forcustomersextra money paid to a lender orearned by a savera company that holds money forpeople and lends itthe amount an account holds at agiven moment
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All 36 terms

Key terms 12

  • account A customer's money at a bank, and the record of it. Each account has its own number.
  • balance The amount an account holds at a given moment. An empty account that gets 50 dollars and then pays out 20 has a balance of 30 dollars.
  • bank A company that holds money for people and lends it. A bank takes deposits, makes loans and handles payments.
  • cash Coins and paper bills, not cards or checks. A ten dollar bill and two quarters are cash.
  • check A written order that tells a bank to pay someone. A check names who is to be paid and how much. In British spelling it is a cheque.
  • checking account An account from which the owner pays by check or card. Rent and groceries are often paid from a checking account.
  • deposit An amount of money added to an account. A deposit of 20 dollars raises 50 dollars in an account to 70.
  • interest Extra money paid to a lender or earned by a saver. A bank pays interest on savings and charges interest on loans.
  • loan Money lent to someone who agrees to return it. A loan of 500 dollars may be repaid a part at a time.
  • savings account An account for keeping money over time, with interest. Money in a savings account earns interest while it sits there.
  • teller A bank clerk who handles cash for customers. The teller counted the bills and handed over a receipt.
  • withdrawal An amount of money removed from an account. A withdrawal of 20 dollars lowers 50 dollars in an account to 30.
Show all 36 terms (24 more)

Cards, checks and statements 12

  • account number The number that identifies one bank account. Two accounts at one bank never share an account number.
  • ATM A machine for taking cash out of an account with a card. ATM is short for automated teller machine.
  • bank statement A bank's regular report of the activity in an account. A bank statement lists each deposit and withdrawal, often for one month.
  • bounce To be refused by a bank for lack of money in the account. A check for 60 dollars written on an account that holds 50 may bounce.
  • credit card A card that pays with money borrowed from its issuer. What is bought with a credit card is paid back later.
  • debit card A card whose payments come directly from its owner's account. Paying 8 dollars with a debit card takes 8 dollars from the account.
  • endorse To sign the back of a check before cashing it. The payee endorses a check on its back.
  • payee The person or business that receives a payment. A check is made out to its payee.
  • PIN A number typed in to prove who is using a card. PIN is short for personal identification number.
  • routing number The number on a check that identifies the bank. In the United States a routing number has nine digits and is printed at the bottom of a check.
  • transaction One movement of money into or out of an account. A deposit is a transaction. So is a card payment.
  • wire transfer Money sent electronically from one bank to another. A wire transfer can move money to an account in another city.

Borrowing and saving 12

  • borrower A person who takes out a loan. The borrower pays the loan back over time.
  • certificate of deposit A deposit left with a bank for a fixed term to earn interest. A one-year certificate of deposit holds the money for twelve months. The short form is CD.
  • collateral Something of value pledged to back up a loan. A car can be the collateral for a car loan.
  • compound interest Interest figured on the sum plus the interest already added. At 5 percent compounded yearly, 100 dollars grows to 105 dollars, then to 110.25 dollars.
  • credit Trust that lets a buyer take goods before paying for them. A store that lets a customer pay next month gives credit.
  • credit union A cooperative whose members save with it and borrow from it. A credit union is owned by its members.
  • installment One of the regular part payments that pay off a loan. A loan of 600 dollars can be repaid in 12 installments of 50 dollars, before interest.
  • interest rate The percent charged or paid on money for a set time. At an interest rate of 5 percent a year, 100 dollars earns 5 dollars in a year.
  • lender A person or business that gives a loan. A bank is the lender for many home loans.
  • mortgage A loan to buy a house, backed by a pledge of that house. A mortgage is often repaid over many years.
  • principal The original sum lent or saved, before interest. On a loan of 1,000 dollars, the principal is 1,000 dollars.
  • simple interest Interest figured on the original sum only. At 5 percent simple interest, 100 dollars earns 5 dollars every year.

How this list was compiled: Term list chosen for this site on 2026-10-09. Each meaning is written in our own words and was checked that day in two dictionaries: the entry for the term in Wiktionary, the free dictionary (https://en.wiktionary.org/), whose text is under the Creative Commons Attribution-ShareAlike license, and the entry in Oxford Learner's Dictionaries (https://www.oxfordlearnersdictionaries.com/us/). Four terms have an entry in the first dictionary only (account number, interest rate, certificate of deposit, wire transfer); the last three were also read in the articles of those names in English Wikipedia (https://en.wikipedia.org/), whose text is under the Creative Commons Attribution-ShareAlike license, which also gave the nine digits of a routing number (article ABA routing transit number) and the reading of PIN (article Personal identification number). ATM and PIN were read under automated teller machine and personal identification number in the first dictionary. Every sum in an example was worked out and checked a second time. The example after each meaning is our own. Licence: own work

How it works

This banking vocabulary worksheet opens on the twelve key terms of a first lesson, printed down the left with their meanings mixed up down the right. Two more sets cover cards, checks and statements, and borrowing and saving.

Read the full guide

The key banking vocabulary worksheet

Set opens on Key terms: bank, account, deposit, withdrawal, balance, interest, savings account, checking account, loan, teller, cash and check. They are the words used by banks in the United States.

Banking vocabulary worksheets for cards and loans

Cards, checks and statements prints debit card, credit card, ATM, PIN, bank statement, transaction, wire transfer, bounce, payee, endorse, routing number and account number. Borrowing and saving has borrower, lender, principal, interest rate, simple interest, compound interest, mortgage, collateral, credit, installment, credit union and certificate of deposit.

  • The sheet names and describes. It gives no advice about money and names no bank.

Questions and answers

What is the difference between a checking account and a savings account?

A checking account is for everyday payments: its owner pays from it by check or card. A savings account is for money kept over time, and the bank pays interest on it.

What is the difference between simple and compound interest?

Simple interest is figured on the original sum only. Compound interest is figured on the sum plus the interest already added. At 5 percent a year, 100 dollars reaches 110 dollars in two years with simple interest and 110.25 with compound.

What is the difference between a deposit and a withdrawal?

A deposit adds money to an account and a withdrawal takes money out. With 50 dollars in an account, a deposit of 20 makes 70 and a withdrawal of 20 leaves 30.

Is there a banking vocabulary worksheet PDF?

Not as a file to download. Print worksheet opens your browser's print window, and choosing Save as PDF there makes one, with the answer key as its last page.

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